:root{--bg:#FAF7F1;--paper:#fff;--paper2:#F8F4EA;--ink:#1A1715;--muted:#4D4940;--line:#E8E1D2;--line2:#D9D1BF;--accent:#C29F4F;--accentSoft:#F2EBDF;--dark:#1A1715;--shadow:0 18px 55px rgba(30,27,20,.06)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--bg);color:var(--ink);font-family:'Inter',ui-sans-serif,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;-webkit-font-smoothing:antialiased}button,input,select{font:inherit}button{cursor:pointer}.wrap{width:min(1160px,calc(100% - 40px));margin:auto}nav{height:72px;border-bottom:1px solid var(--line);background:rgba(246,243,237,.9);backdrop-filter:blur(14px);position:sticky;top:0;z-index:20}nav .wrap{height:100%;display:flex;align-items:center;justify-content:space-between}.brand{font-family:'Fraunces',Georgia,serif;font-size:18px}.brand span{font-family:Inter,sans-serif;font-size:10px;letter-spacing:.08em;text-transform:uppercase;color:var(--muted)}.nav-actions{display:flex;gap:8px}.nav-actions button,.nav-actions a{border:1px solid var(--line2);border-radius:999px;padding:9px 13px;background:transparent;font-size:11px;text-decoration:none;color:inherit}.nav-actions .dark{background:var(--ink);color:#fff;border-color:var(--ink)}.hero{padding:82px 0 36px;text-align:center}.eyebrow,.step{text-transform:uppercase;letter-spacing:.16em;font-size:10px;color:#9A7E3C}.hero h1{font-family:'Fraunces',Georgia,serif;font-size:clamp(48px,7vw,84px);font-weight:400;letter-spacing:-.055em;line-height:.98;max-width:900px;margin:16px auto}.hero p{font-size:17px;line-height:1.65;color:var(--muted);max-width:760px;margin:22px auto 0}.hero-note{display:inline-flex;align-items:center;gap:8px;margin-top:24px;padding:9px 12px;border:1px solid var(--line);border-radius:999px;background:rgba(255,255,255,.55);font-size:11px;color:var(--muted)}.hero-note i{width:7px;height:7px;border-radius:50%;background:var(--accent)}.tool{background:var(--paper);border:1px solid var(--line);border-radius:30px;box-shadow:var(--shadow);overflow:hidden}.tool-head{padding:30px;border-bottom:1px solid var(--line);display:flex;gap:24px;justify-content:space-between;align-items:flex-start}.tool-head h2{font-family:'Fraunces',Georgia,serif;font-size:37px;font-weight:400;letter-spacing:-.045em;margin:5px 0 8px}.tool-head p{color:var(--muted);font-size:13px;line-height:1.55;max-width:700px;margin:0}.currency{display:flex;padding:4px;background:#F2EDE1;border-radius:12px;flex:none}.currency button{border:0;background:transparent;border-radius:8px;padding:8px 11px;color:var(--muted);font-size:10px}.currency button.active{background:#fff;color:var(--ink);box-shadow:0 3px 12px rgba(0,0,0,.07)}.scenario{padding:28px 30px 22px}.mode-tabs{display:flex;gap:7px;margin-bottom:18px;flex-wrap:wrap}.mode-tabs button{border:1px solid var(--line);background:var(--paper2);border-radius:999px;padding:9px 13px;font-size:11px;color:var(--muted)}.mode-tabs button.active{background:var(--ink);border-color:var(--ink);color:#fff}.mode-panel{display:none}.mode-panel.active{display:block}.fields{display:grid;grid-template-columns:1.35fr 1fr 1fr auto;gap:12px;align-items:end}.field label{display:block;font-size:11px;font-weight:650;margin:0 0 8px}.control{height:62px;border:1px solid var(--line);border-radius:16px;background:#FBF9F4;display:flex;align-items:center;padding:0 16px;transition:.2s}.control:focus-within{border-color:#C29F4F;background:#fff;box-shadow:0 0 0 4px rgba(194,159,79,.09)}.control span{color:var(--muted)}.control input,.control select{width:100%;border:0;outline:0;background:transparent;color:var(--ink);font-size:16px}.control.money input{font-size:22px;font-weight:700}.subhint{font-size:10px;color:var(--muted);margin-top:7px}.primary{height:62px;border:0;border-radius:16px;background:var(--ink);color:#fff;padding:0 30px;font-weight:700}.scenario-summary{margin:18px 30px 0;padding:13px 16px;border-radius:14px;background:var(--accentSoft);color:#6B5A2D;display:flex;gap:10px;align-items:center;font-size:11px;line-height:1.45}.scenario-summary b{color:#3C3219}.result-zone{padding:26px 30px 30px}.result-card{border-radius:26px;background:var(--dark);color:#fff;padding:30px;position:relative;overflow:hidden}.result-card:after{content:"";position:absolute;width:360px;height:360px;border-radius:50%;right:-140px;top:-180px;background:radial-gradient(circle,rgba(194,159,79,.2),transparent 65%)}.result-header{display:flex;justify-content:space-between;gap:18px;position:relative;z-index:1}.result-header h3{font-size:22px;margin:0}.result-header p{font-size:11px;color:rgba(255,255,255,.55);margin:5px 0 0}.badge{font-size:10px;color:#E3CE95;text-align:right;max-width:280px}.headline{margin-top:34px;position:relative;z-index:1}.headline span{font-size:11px;color:rgba(255,255,255,.55)}.headline strong{display:block;font-size:clamp(52px,7vw,82px);letter-spacing:-.06em;line-height:1;margin-top:6px}.headline small{display:block;color:rgba(255,255,255,.7);margin-top:9px}.deductions{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:rgba(255,255,255,.12);border-radius:16px;overflow:hidden;margin-top:26px;position:relative;z-index:1}.deductions div{padding:16px;background:rgba(255,255,255,.04)}.deductions span{display:block;text-transform:uppercase;letter-spacing:.1em;font-size:9px;color:rgba(255,255,255,.5)}.deductions strong{display:block;margin-top:6px;font-size:17px}.waterfall{margin-top:20px;display:grid;grid-template-columns:repeat(4,1fr);gap:8px;position:relative;z-index:1}.node{border:1px solid rgba(255,255,255,.12);border-radius:14px;padding:13px}.node span{font-size:9px;text-transform:uppercase;letter-spacing:.08em;color:rgba(255,255,255,.45)}.node strong{display:block;margin-top:5px;font-size:13px}.node.final{border-color:#C29F4F;background:rgba(194,159,79,.12)}.result-disclaimer{position:relative;z-index:1;margin-top:18px;font-size:10px;line-height:1.45;color:rgba(255,255,255,.55)}.breakdown{margin-top:14px;border-top:1px solid rgba(255,255,255,.12);position:relative;z-index:1}.breakdown button{width:100%;padding:17px 0 0;border:0;background:transparent;color:#fff;display:flex;justify-content:space-between;font-size:12px}.breakdown-body{display:none;padding-top:16px}.breakdown-body.open{display:block}.flow{display:grid;grid-template-columns:1fr auto;gap:14px;padding:11px 0;border-top:1px solid rgba(255,255,255,.1);font-size:12px}.flow span{color:rgba(255,255,255,.58)}.flow strong{font-weight:600}.flow.emphasis span,.flow.emphasis strong{color:#fff}.source-inline{margin-top:16px;padding:14px;border-radius:13px;background:rgba(255,255,255,.06);color:rgba(255,255,255,.64);font-size:10px;line-height:1.55}.full-net{margin:18px 30px 30px;border:1px solid var(--line);border-radius:22px;overflow:hidden;background:var(--paper2)}.full-net summary{list-style:none;cursor:pointer;padding:20px;display:flex;justify-content:space-between;align-items:center}.full-net summary::-webkit-details-marker{display:none}.full-net summary strong{display:block;font-size:15px}.full-net summary small{display:block;color:var(--muted);margin-top:4px}.full-body{padding:0 20px 20px;border-top:1px solid var(--line)}.notice{margin:18px 0;padding:13px 15px;border-radius:14px;background:#F2EBDF;color:#6B5A2D;font-size:11px;line-height:1.5}.advanced-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:12px}.advanced-grid .control{height:54px}.advanced-grid input,.advanced-grid select{font-size:14px}.locked{display:flex;gap:7px;align-items:center;font-size:9px;color:var(--muted);margin-top:6px}.locked i{width:6px;height:6px;border-radius:50%;background:#6f806f}.asset-note{margin:12px 0 0;font-size:10px;color:var(--muted);line-height:1.45}.mini-actions{display:flex;gap:8px;margin-top:16px}.mini-actions button{border:1px solid var(--line2);background:#fff;border-radius:12px;padding:10px 13px;font-size:11px}.mini-actions .dark{background:var(--ink);color:#fff;border-color:var(--ink)}.pending-result{margin-top:18px;padding:16px;border:1px dashed var(--line2);border-radius:16px;color:var(--muted);font-size:11px;line-height:1.5}.full-result{margin-top:18px;background:#fff;border:1px solid var(--line);border-radius:18px;padding:18px}.full-result h4{margin:0 0 15px;font-size:13px}.full-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:var(--line);border-radius:13px;overflow:hidden}.full-grid div{background:#fff;padding:14px}.full-grid span{font-size:9px;text-transform:uppercase;letter-spacing:.08em;color:var(--muted)}.full-grid strong{display:block;margin-top:6px;font-size:16px}.sources{margin:76px 0 0;border-top:1px solid var(--line);padding-top:28px}.sources h2{font-family:'Fraunces',Georgia,serif;font-size:32px;font-weight:400;letter-spacing:-.04em}.sources p{color:var(--muted);font-size:12px;line-height:1.6;max-width:760px}.sources ul{padding-left:18px;color:var(--muted);font-size:11px;line-height:1.7}.sources a{color:var(--ink)}footer{padding:58px 0;text-align:center;font-size:10px;color:var(--muted)}.hidden{display:none!important}@media(max-width:900px){.fields{grid-template-columns:1fr 1fr}.primary{grid-column:span 2}.deductions,.waterfall{grid-template-columns:1fr 1fr}.advanced-grid{grid-template-columns:1fr}.full-grid{grid-template-columns:1fr 1fr}}@media(max-width:600px){.wrap{width:calc(100% - 22px)}nav{height:62px}.hero{padding:56px 0 30px}.hero h1{font-size:48px}.hero p{font-size:15px}.tool-head{padding:20px;display:block}.currency{margin-top:16px;width:max-content}.scenario{padding:20px}.fields{grid-template-columns:1fr}.primary{grid-column:auto}.scenario-summary{margin:14px 20px 0}.result-zone{padding:20px}.result-card{padding:22px}.result-header{display:block}.badge{text-align:left;margin-top:10px}.headline strong{font-size:52px}.deductions,.waterfall{grid-template-columns:1fr}.full-net{margin:14px 20px 20px}.full-grid{grid-template-columns:1fr}.nav-actions .dark{display:none}}

@font-face{font-family:'Fraunces';src:url('../fonts/fraunces-normal.7234ed860a.woff2') format('woff2');font-weight:300 700;font-display:swap}
@font-face{font-family:'Fraunces';src:url('../fonts/fraunces-italic.066710ce7e.woff2') format('woff2');font-weight:300 700;font-style:italic;font-display:swap}
@font-face{font-family:'Inter';src:url('../fonts/inter-400.8909904ab6.woff2') format('woff2');font-weight:400;font-display:swap}
@font-face{font-family:'Inter';src:url('../fonts/inter-500.f3779f1efc.woff2') format('woff2');font-weight:500;font-display:swap}
.gate-badge{display:inline-flex;align-items:center;gap:8px;margin:14px auto 0;padding:8px 14px;border:1px solid #C7B37A;border-radius:999px;background:#F6EFDC;font-size:11px;color:#6B5A2D}
.gate-badge i{width:7px;height:7px;border-radius:50%;background:#C29F4F}
.fx-editor{display:flex;flex-wrap:wrap;align-items:center;gap:10px;margin:14px 30px 0;padding:12px 16px;border:1px solid var(--line);border-radius:14px;background:var(--paper2);font-size:11px;color:var(--muted)}
.fx-editor.hidden{display:none!important}
.fx-editor b{color:var(--ink)}
.fx-editor input{width:92px;border:1px solid var(--line2);border-radius:9px;padding:7px 9px;background:#fff;font-size:13px;font-weight:600;color:var(--ink)}
.fx-meta{font-size:10px;line-height:1.45}
.faq{margin:56px 0 0;border-top:1px solid var(--line);padding-top:26px}
.faq h2{font-family:'Fraunces',Georgia,serif;font-size:32px;font-weight:400;letter-spacing:-.04em}
.faq h3{font-size:14px;margin:22px 0 6px}
.faq p{color:var(--muted);font-size:12.5px;line-height:1.65;max-width:780px;margin:0}
.tool-links{margin:34px 0 0;display:flex;flex-wrap:wrap;gap:16px;font-size:12px}
.tool-links a{color:var(--accent)}
.cta-panel{margin:48px 0 0;border:1px solid var(--line);border-radius:22px;background:var(--paper);padding:26px;box-shadow:var(--shadow)}
.cta-panel h3{font-family:'Fraunces',Georgia,serif;font-size:26px;font-weight:400;margin:0 0 8px}
.cta-panel p{color:var(--muted);font-size:12.5px;line-height:1.6;max-width:720px;margin:0 0 14px}
.cta-panel .actions{display:flex;flex-wrap:wrap;gap:10px}
.cta-panel a{display:inline-block;border:1px solid var(--line2);border-radius:12px;padding:10px 15px;font-size:12px;text-decoration:none;color:var(--ink)}
.cta-panel a.dark{background:var(--ink);color:#fff;border-color:var(--ink)}
.mini-actions button.ghost{background:transparent}
@media(max-width:600px){.fx-editor{margin:12px 20px 0}}

.tool-switcher a.quiet{background:transparent;border:0;text-decoration:underline;text-underline-offset:3px}

/* v71.1 readability: the waterfall band sits on bone, its text must be ink */
.result-card .waterfall .node span{color:#8A7A5C}
.result-card .waterfall .node strong{color:#1A1715}
.result-card .waterfall .node{border-color:rgba(26,23,21,.15)}
.result-card .waterfall .node.final{background:rgba(194,159,79,.16);border-color:#C29F4F}
.result-card .waterfall .node.final strong{color:#1A1715}
.result-card .edit-hint{position:relative;z-index:1;margin-top:12px;font-size:11px;line-height:1.5;color:#E3CE95}