← financial toolstool · rental strategy

Short-term or long-term: which leaves more?

Compare one year for the same villa: revenue, tax, costs, owner use and cash actually retained.

editable operating inputs · documented tax assumptionsannual cash · before owner distribution
Official-source model · dated interpretation · indicative result

Build the annual scenario

The demonstration values are editable and are not Bali market averages. No result is sent to a server. Tax rules are documented and read-only; you choose the applicable situation, not the law.

V1.1
display currency

Read the scenario in your currency

IDR remains the calculation base. Choose EUR or USD for a rounded convenience conversion, then edit the exchange rate if your bank or accountant uses another one.

scenario setup

Choose how much you want to customise

Start with a coherent prefill, or open every accounting and operating assumption.

Recommended assumptions are visible, editable and based on the asset profile below.

Amounts are entered in the selected currency. All tax calculations remain in IDR.

01

The asset and owner use

IDR
Keep 0 unless you genuinely plan to block personal nights. Owner use reduces short-term availability.
Owner-use nights reduce short-term availability. A full-year long-term lease is generally incompatible with owner access.
asset profile

Calibrate a more realistic ADR range

Location, bedrooms and build level affect what the market may pay. This remains an editable starting point, not a valuation.

suggested starting range
02

Short-term rental

IDR
Advanced short-term assumptions
IDR
IDR
Breakfast, transport, chef, laundry or other guest-paid services. Enter the margin kept after direct delivery cost.
Local tax treatment
Two different questions: whether your amount contains the tax, and whether the platform excludes it from its commission base.
PBJT scenario
Badung PBJT · 10% working scenario · local text under final review
Changing the channel prefills the published fee below; the commission stays editable to match your contract.
VAT on the platform fee
11% VAT on the platform fee · documented for Airbnb
Affects taxable profit, not the cash paid; select per your PKP status and actual invoice.
IDR
Conditional scenario: depends on the invoicing entity, the treaty and the Certificate of Domicile.
03

Long-term lease

IDR
Advanced long-term assumptions
Long-term rental tax
Article 4(2) · 10% final on gross rent · read-only, sourced below
Confirm that the contract qualifies as a genuine land/building lease rather than an accommodation service.
IDR
IDR
IDR
Investment base and tax depreciation
IDR
IDR
IDR
IDR
IDR
Short-term: these documented cost bases reduce the estimated taxable profit. Long-term Article 4(2): they never reduce a final tax computed on gross rent. The basis is documented cost only, never an implied asset value.
Short-term sensitivity

How short-term cash changes at different occupancy levels while the long-term scenario stays fixed.

View sensitivity table
OccupancyShort-term grossShort-term cashLong-term cashShort-term yield
read the result

The higher gross number is not automatically the better strategy.

Short-term rewards pricing, distribution and operating discipline. Long-term usually offers lower complexity and more stable cash, but removes owner flexibility during the leased period. This tool compares the cash logic before personal distributions.

Short-term tends to suit…

  • assets with a clear product advantage
  • owners willing to operate actively
  • properties that need owner-use flexibility
  • teams able to manage pricing and guests

Long-term tends to suit…

  • owners prioritizing predictable cash
  • properties with limited service infrastructure
  • owners who do not need access during the lease
  • structures seeking lower operating complexity

Sources and assumptions

Official instruments

Platform and professional interpretation

This tool is an editorial interpretation of the official sources cited below, checked on 11 July 2026. It is not a tax return, filing instruction or guarantee of administrative treatment. Where the texts leave room for interpretation, the tool shows the assumption used.

Demonstration defaults are not Bali market averages. The comparator now runs on the same fiscal engine as the tax calculator: PBJT, platform VAT, PPh 26 scenarios, Article 31E with its Rp 4.8 and 50 billion thresholds, depreciation and the Article 4(2) long-term final tax follow the same documented, read-only rules. You select the applicable situation and edit your operating figures; the law is not an input field. The source review was completed for this version, and each rule is linked to the official or interpretive source listed above. Points that still depend on an invoice, a contract or the chosen structure remain presented as visible scenarios. Article 31E thresholds are applied at company level: by default this villa is treated as the company's entire turnover, and the tool is scoped to companies under Rp 50 billion.

Is long-term rental tax always 10%?

The 10% final Article 4(2) rate is a standard scenario for genuine land and/or building rental income. The agreement and activity must actually qualify as a lease rather than an accommodation service, and the treatment should be confirmed for the entity and facts.

Does short-term rental always earn more?

No. Short-term can produce more gross revenue but also carries distribution, staff, utilities, cleaning, maintenance, regulatory and volatility costs. The tool finds the occupancy and ADR needed to beat the long-term scenario entered.

Can I use the villa personally under a long-term lease?

An annual long-term lease generally gives possession to the tenant for the leased period. Owner use usually makes a full-year lease incompatible, which is why the tool flags owner-use nights.

Want us to test the live operating model?

The comparator is a screening tool. A Bee My Guest Operations Review examines channel mix, operating costs, finance records and guest systems. Development feasibility, zoning and investment structure remain owner-side matters for DALLEAU and the appropriate licensed advisers.

Request an Operations Review · Development / owner-side → DALLEAU